Sell and Stay
The sell-and-stay option allows seniors to unlock the equity in their home while continuing to live in it as a renter. It is an ideal solution for those who want to access their home's value to fund healthcare, retirement, or other needs without the upheaval of moving.
Why Sell and Stay Is About More Than Just Selling Your Home
Sell and stay is a creative solution that addresses a common challenge: significant home equity tied up in a property, but limited monthly income. It offers financial flexibility without the stress, expense, and disruption of moving. John Smart helps families explore this option and compare it with alternatives like reverse mortgages and traditional sales.
How Sell and Stay Works
Your home is sold to an investor or through a structured program. You then sign a lease that allows you to remain in the home as a tenant, typically at a fair market rent.
Get Connected
Explore whether sell and stay is right for your situation.
The Smarty Advantage for Sell and Stay
What sets our sell and stay guidance apart.
Equity Access Without Moving
Unlock your home equity while continuing to live in your home as a renter. No need to relocate.
Financial Flexibility
Use sale proceeds to fund healthcare, retirement income, home modifications, or other needs.
Aging in Place Support
Remain in your familiar home and community while accessing the financial resources you need.
Reduced Maintenance Burden
Property ownership transfers to the buyer, eliminating future maintenance responsibility and property tax concerns.
No Forced Timeline
Stay in your home as long as you need while you plan your next chapter without pressure.
Clear Comparison Guidance
John Smart helps you compare sell-and-stay with reverse mortgages and traditional sales to find the best fit.
What Options Complement Sell and Stay?
Explore related services to support your financial and lifestyle goals.
Unlock Your Home Equity Without Moving
Let John Smart help you explore the sell and stay option and find the best solution for your situation.