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Part of John Smart's Trusted Agent Network

Patrick Kevin Fagan

Senior Loan Officer & Realtor

Serving San Antonio, Texas

About Patrick

Patrick Kevin Fagan, known as "The Mortgage Patriot," is a dual-licensed Senior Loan Officer (NMLS 877741) and Realtor serving San Antonio and the Texas Hill Country. With more than 20 years of experience in the mortgage and real estate space, he brings a uniquely complete view of the home buying process to the clients he serves.

Patrick specializes in VA loans, FHA loans, down-payment assistance, and helping first-time homebuyers get into a home with confidence. Because he is licensed on both the mortgage and real estate sides, he can guide clients through both the loan and the home search with a connected, well-rounded perspective.

For clients relocating from Greater Philadelphia, Patrick offers practical, on-the-ground perspective on the San Antonio market and the surrounding Hill Country communities, including Bulverde and Spring Branch. He is part of Smarty's Trusted Agent Network because he brings the kind of experienced, client-first guidance that helps buyers feel confident financing and finding a home in a new market.

Primary Market

Patrick serves homebuyers across San Antonio and the Texas Hill Country.

Primary Markets

San Antonio Texas Hill Country Bulverde Spring Branch

Specialties

Patrick brings focused expertise to these areas of real estate.

First-Time Homebuyers VA Borrowers FHA Borrowers Down-Payment Assistance

Experience & Accomplishments

  • Dual-licensed Senior Loan Officer (NMLS 877741) and Realtor
  • More than 20 years of experience in the mortgage and real estate space

Patrick's Approach

Patrick's approach is built around understanding each client's financial picture, goals, and timeline before recommending a path forward. He is known for clear communication and for making the mortgage and home buying process understandable, especially for first-time buyers.

From pre-approval through closing, he focuses on the loan programs and down-payment strategies that fit each borrower's situation, while his real estate license lets him speak directly to the home search side as well. The result is a smoother, more connected experience for clients navigating a move to San Antonio.

Why Smarty Recommends Patrick

When a Greater Philadelphia client tells me they are moving to San Antonio, my goal is to put them in the hands of someone I know, trust, and can vouch for in that market. Patrick Kevin Fagan is that kind of partner. His dual license as a Senior Loan Officer and Realtor, combined with more than two decades of experience, means buyers get connected, well-rounded guidance for the whole move.

I have connected clients to Patrick through Smarty's Trusted Agent Network because I trust him to carry the same care and standards forward after the handoff. If your move takes you to San Antonio, I am glad to make the introduction personally.

John Smart
Founder, Smarty Home Solutions
A.I. Certified Agent™ & Philadelphia Region Lifestyle Specialist with eXp Realty

John Smart personally serves Greater Philadelphia and the Delaware Valley as his home market. He built this network of real estate professionals he knows, trusts, or has personally vetted to help consumers who need real estate assistance outside his local market. John is not claiming to personally serve every market represented here.

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